Plumbing and Drainage Plus

I need this for a:HouseFlat

With cover through HomeServe for your home’s pipes, drains, toilets and tanks, you can relax knowing expert help is on hand to take care of unexpected plumbing problems.

This insurance is for

Homeowners

People who only want cover for their home's plumbing and drainage

What's covered

Leaking pipes within your home
Blocked drains
Blockages to sinks and toilets
Leaks or blockages to your water supply pipe
Dripping or seized taps

What isn't covered

A boiler breakdown that leaves you without heating or hot water
Guttering
Soakaways
Shared drains, or drains and pipes you're not responsible for
Mixer and digital showers

Let's get started

First, check you're not covered elsewhere
This is to make sure you're not paying for cover you don't need.
Check you're eligible - this cover is for homeowners only
Cover for mobile homes, park homes, business premises, council and housing association properties is not included in this policy.
Check you're eligible - this cover is for homeowners only
Cover for flats, apartments, mobile homes, park homes, business premises, council and housing association properties is not included in this policy.
Check you're eligible - this cover is for homeowners only
Cover for houses, bungalows, mobile homes, park homes, business premises, council and housing association properties is not included in this policy.
Don't forget to read the policy documents
It’s important that you read the Insurance Product Information Document and the Terms and Conditions before taking out the policy.

Apply now

Did you know the average cost to repair 2m of leaking pipe is £350?
With Plumbing and Drainage Plus, you simply pay the first £30 excess per problem, per claim.

Learn more about costs

Avg cost to fix
Unblock a sink
£105
Unblock a toilet
£134
Unblock internal drains
£138
Repair a leaking toilet seal or joint
£175
Repair a concealed burst pipe joint
£201

BCIS© Research, September 2024 (prices include labour, parts, call-out charges and VAT)

Why choose HomeServe?

Thanks to a long history of helping UK homeowners and a network of nationwide Home Experts, you can trust HomeServe to fix what's gone wrong quickly and efficiently.

24/7 claims line, 365 days a year

Home Experts are always on hand to help

12 months' guarantee on most repairs

Over 30 years experience in the UK

Aim to fix your problem first time

Frequently asked questions

Plumbing and Drainage Plus is currently available at 50p a month (£6 a year) for the first year only.

This offer ends on 9 April 2025 and is for new customers and homeowners only.

Once this offer expires, the product will revert to £1 a month for the first year. Terms and Conditions and exclusions apply.

This insurance is only for homeowners.

It doesn’t include cover for flats, apartments, mobile homes or park homes. Business premises and council and housing association properties cannot be covered.

This insurance is only for homeowners.

It doesn’t include cover for houses, bungalows, mobile homes or park homes. Business premises and council and housing association properties cannot be covered.

To make buying your cover as simple as possible, please make sure you have the following information to hand:

Details of the house, bungalow, flat or apartment you want to cover
A valid email address
The bank details of whoever will pay for the insurance

If you wish to cancel your policy, you can do so at any time by contacting us.

If this is within the 28-day cancellation period and you haven’t made a claim, you will receive a full refund. If you have made a claim, you’ll receive a refund minus the number of days you had cover.

If it’s after the 28 days and you have made a claim, you will need to pay any remaining payments for the full term of the policy. If you haven’t made a claim, you’ll receive a refund minus the number of days you had cover.

See the terms and conditions of your policy for more information on cancellation.

Once your policy is set up, there’ll be an initial 28-day exclusion period during which you will not be able to claim.

After that, you can make an unlimited number of claims a year.

Each separate problem registered will require an excess payment of £30 per claim to be made.
Unrelated problems which are not associated with each other will require a separate excess payment.
Where physical investigation work is undertaken, and the problem is not resolved, the excess payment will NOT be refunded.
The excess payment is taken using a credit or debit card. If you book over the phone, your card details must be input using your telephone keypad.
We only accept payment using the following cards: MasterCard, Visa and Visa Debit.

Please read the terms and conditions of your policy for full details.

Don't worry. HomeServe's one off repairs team can help!

We offer a range of fixed price services that will help keep your home running smoothly. All our repairs are carried out by HomeServe approved experts. Call our team on 0330 0247 064 to find out more.

For enquiries, lines are open on weekdays from 8am to 6.30pm and Saturdays from 8am to 4pm. We are closed on Sundays. Calls will cost you no more than the rate of a standard call and charges may vary depending on your network provider. Calls are recorded for quality control and training purposes.

Your local water company may provide assistance if your external underground water supply pipe is leaking. Please contact them directly for details.

Once your first-year introductory offer ends, the cost of cover will increase. So, if you choose to continue into the second year and haven't made a claim, you can expect to pay £15.83£15.83 a month*, which is £189.96£189.96 for the year.

No. You only have to pay your insurance premium and - in the event you make a claim - your excess.

Premiums include Insurance Premium Tax at the relevant rate and are subject to factors such as inflation and tax rate changes.

This policy is sold, arranged and administered by HomeServe and underwritten by Aviva Insurance Limited. Aviva Insurance Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Aviva Insurance Limited is registered in Scotland as company number 2116. Its registered address is:

Pitheavlis,
Perth,
Scotland
PH2 0NH.

HomeServe is an insurance intermediary and arranges and administers cover on behalf of the underwriter. HomeServe is a trading name of HomeServe Membership Limited. Authorised and regulated by the Financial Conduct Authority for its general insurance activities. Registered in England and Wales, number 2770612. Registered office: Cable Drive, Walsall, WS2 7BN. VAT registration number GB 559669669.

The regulatory status of Aviva Insurance Limited and HomeServe can be checked on the Financial Conduct Authority’s Financial Services Register.

The full terms and conditions of your policy, plus other important documents about your cover and HomeServe’s services, can be downloaded here.

*Premiums include Insurance Premium Tax at the relevant rate and are subject to factors such as inflation and tax rate changes.

Looking for something extra?

Add Heating for £15.00 extra a month

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Add Heating, Electrics and even more cover for £18.50 extra a month

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Unsure about something? We're here to help

Call us on: 0800 408 9128**

South West Water Limited is an appointed representative of HomeServe Membership Limited. HomeServe is a trading name of HomeServe Membership Limited. Authorised and regulated by the Financial Conduct Authority for its general insurance activities. Registered in England and Wales, number 2770612. Registered office: Cable Drive, Walsall, WS2 7BN. VAT registration number GB 559669669.

South West Water Limited. Registered Office: Peninsula House, Rydon Lane, Exeter, EX2 7HR. Registered in England, number 2366665.